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Loan Officer

Shirley J Kracker

 Loan Officer
 NMLS #292966
LO.009225.000
  shirley@amfirstbanc.com
 Phone: (330) 492-7757
Mobile: (330) 323-2737

I have thirty-five years experience as a Mortgage Loan Officer. Over that period of time, I have witnessed many changes in the lending industry. With my extensive knowledge, experience, and professionalism, I have helped thousands of customers achieve their home financing goals over that time.

As your mortgage loan officer, I am an advocate to help guide you throughout the process from pre-approval, to credit counseling if needed, to application, to closing. I am available to answer any questions you may have, 24/7.

Our company has a seasoned processor team that makes sure your loan is "underwriting ready" when submitted to the lender. We offer Conventional, FHA, VA, USDA, 203k, Fannie Mae Rehab loans, and reverse mortgages.

My personal interests include spending quality time with my family, and cruising. I have also been involved for twenty-six years with Quota Club of Canton, a service organization dedicated to individuals who are deaf, hard-of-hearing, and/or speech impaired.

I am a widow, with two grown children, four grandchildren, three step grandchildren, and three great grandchildren.

I'm happy to assist you to achieve your next mortgage loan - give me a call!

Apply now for a better mortgage experience working with Shirley at
American First Bancorp, Inc.

Apply Now
  • Company State Licenses
  • Privacy Policy

NMLS  278891   |     FAIR LENDER     |     FAIR HOUSING
The Housing Financial Discrimination Act of 1977 - FAIR LENDING NOTICE - It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of: 1) Trends, characteristics or conditions in the neighborhood or geographic area surrounding housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or 2) Race, color, religion, sex, marital status, domestic partnership, national origins or ancestry. It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one-to-four unit family residences occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence. If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution.

American First Bancorp, Inc.


4571 Stephen Circle NW, Suite 130

Canton, OH 44718

T (330) 492-7757 | Email: processing@amfirstbanc.com
www.amfirstbanc.com

 

NMLS#: 278891 | OMB License#: RM.801516.000

NMLS  278891   |     FAIR LENDER     |     FAIR HOUSING
The Housing Financial Discrimination Act of 1977 - FAIR LENDING NOTICE - It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of: 1) Trends, characteristics or conditions in the neighborhood or geographic area surrounding housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or 2) Race, color, religion, sex, marital status, domestic partnership, national origins or ancestry. It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one-to-four unit family residences occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence. If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution.